Working document prepared for review by the CoC-Legal node. Each paragraph is separated by a blank line so it can be individually proposed for change. The Spanish version is the legally controlling text; this English translation is provided as a courtesy. This is Cocentrica's global contract: it applies to the whole platform and the Foundation, and is independent of any node and of its internal rules, structures, fees or prices, which are not part of this document. This draft has not been reviewed by an attorney; do not publish as final without a Mexican legal opinion.
SECTION 1 — PARTIES AND ACCEPTANCE
1.1 These Terms and Conditions ("the Terms") are an agreement between the Cocentrica foundation, seated and legally based in the United Mexican States ("Cocentrica", "the Foundation", "we"), and the natural person who creates or uses a Presence on the cocentrica.org platform ("the Presence", "the user", "you").
1.2 Acceptance of these Terms occurs through an express affirmative act (clicking "I accept the Terms and Conditions") at first login or registration. Each acceptance is recorded with the document's version number, the SHA-256 cryptographic hash of the exact text accepted, and the date and time of the act, in the platform's verifiable internal record.
1.3 The digital record of your acceptance under clause 1.2 serves as evidence of consent and constitutes full proof between the parties of the exact text you accepted and the moment you accepted it.
1.4 Acceptance of these Terms is personal and non-delegable. If you reached the platform through another person's invitation, your inviter does not accept on your behalf.
1.5 These Terms are global: they apply to all users of the platform regardless of country of residence, including Latin America, the United States, Europe and any other jurisdiction, on the legal basis of Mexico pursuant to Section 14.
SECTION 2 — NATURE OF THE PLATFORM
2.1 Cocentrica is a transparency-oriented foundation. The cocentrica.org platform is a gamified layer for visualizing, coordinating and documenting collaboration flows between people and communities.
2.2 The platform is NOT a financial service, NOT a bank, NOT an exchange, NOT an investment platform, NOT an electronic money issuer, NOT a crypto-asset service provider, and NOT a gambling operator.
2.3 Nothing on the platform constitutes financial, tax, legal or investment advice. No feature of the platform creates any expectation of yield, profit or economic benefit for the user.
SECTION 3 — DONATIONS (CORE CLAUSE)
3.1 All money entering the platform, through any enabled means of payment, constitutes a voluntary donation to the Foundation or to the receiving community, destined to its sustaining fund.
3.2 The contribution made creates no patrimonial or profit rights and is destined irrevocably to the corresponding sustaining fund. The donor acquires no right to restitution, refund, dividend, interest or participation. Donated money does not come back.
3.3 As recognition and for transparency purposes, donations may be reflected on the platform through internal tokens pursuant to Section 4. Such reflection is solely a visualization of the donation's flow and does not convert the donation into a deposit, loan, investment or purchase of a financial instrument.
3.4 Before confirming any contribution, the platform presents you with its character as a voluntary, non-refundable donation. If you do not agree with that character, you must not make the contribution.
SECTION 4 — TOKENS AND POINTS
4.1 The platform's tokens are internal units of record and recognition that visualize flows within the ecosystem. They exist only in Cocentrica's internal record; they do not exist on any public blockchain and do not circulate outside the platform.
4.2 Tokens are NOT electronic money, NOT securities or negotiable instruments, NOT crypto-assets within the meaning of crypto-asset market regulation, NOT financial instruments, and do NOT represent debt or equity of the Foundation or of any community.
4.3 There is no redemption right: no token entitles its holder to demand its conversion into money, goods or services. Any platform mechanic that at some point allows tokens to be handed over in exchange for something is an entirely discretionary faculty of whoever offers it, with no fixed or guaranteed exchange rate, may be refused or discontinued at any time without cause, and creates no right, precedent or expectation of future operations.
4.4 Some tokens may carry an expiry date set at issuance. Expired tokens are lost without any compensation.
4.5 If a payment made through an external processor is refunded, denied or disputed with that processor, the tokens issued on account of that payment are cancelled from the corresponding record. Such cancellation may produce a negative balance, and the negative balance or the processor's risk flags may limit subsequent operations of the Presence.
4.6 Certain game mechanics allow or require committing tokens as a completion guarantee. Failure to comply under the corresponding rules may result in the definitive loss of the committed tokens.
4.7 The platform's points are a pure gamification counter: they are never a token, never transferable, never of monetary character, and never redeemable for money, tokens, goods or services.
4.8 The wallet address shown on your profile is a system-generated identifier used as your Presence's public identifier. It is NOT a crypto-asset wallet: Cocentrica does not custody crypto-assets for you and that address controls no assets on any blockchain.
SECTION 5 — GAMIFICATION
5.1 The platform works as a game: missions, levels of participation and trust, points, items, rewards and similar mechanics are playful elements of coordination and recognition.
5.2 No game mechanic grants a right to convert its outcome into money. Game rewards are granted in internal units subject to Section 4.
5.3 The platform offers no gambling: there are no money prizes determined by chance, no bets are matched, and no user payment purchases a probability of monetary gain. Chance-based mechanics, if any, produce only internal playful effects without monetary value.
5.4 Levels and positions within the game and the platform's governance are positions of trust and operational capability; they constitute no employment, corporate or commercial agency relationship with the Foundation or with any community.
SECTION 6 — COMMUNITIES (NODES) AND COCENTRICA
6.1 The platform's communities (nodes) are autonomous, self-governing cells. Each may have its own internal agreement and its own rules, fees and structures, which additionally bind you as a member of that community and which are not part of these Terms.
6.2 In case of conflict between a community's agreement or rules and these Terms, these Terms prevail.
6.3 Each community answers for its own acts. Cocentrica is not liable for the acts or omissions of communities, their operators or their members, including a community's handling of donations received into its own accounts.
6.4 Payment-receiving accounts may belong to individual communities. The donation is understood to be made to the holder of the receiving account.
SECTION 7 — TAXES
7.1 Each user is responsible for the tax treatment of their donations and platform activity under the laws of their country of residence.
7.2 Cocentrica does not promise or guarantee any tax deductibility of donations. Deductibility in Mexico would depend, where applicable, on the receiving entity holding a current authorization as donataria autorizada before the SAT, which will be expressly communicated if and when it occurs.
7.3 Nothing on the platform constitutes tax advice. Users outside Mexico must consult the rules of their jurisdiction.
SECTION 8 — PRIVACY AND DATA PROTECTION
8.1 The processing of your personal data is governed by Cocentrica's Privacy Notice, available on the platform, which forms an integral part of these Terms by reference.
8.2 The data controller is based in Mexico and processes data under Mexican legislation on personal data held by private parties.
8.3 We expressly acknowledge and consider the European data-protection rules (General Data Protection Regulation, "GDPR" / "Datenschutz"): if you reside in the European Union or the European Economic Area, we recognize the rights and guarantees that regulation grants you, as detailed in the Privacy Notice, even though the Foundation's seat and forum are Mexican.
8.4 Mexico has no adequacy decision from the European Commission. By accepting these Terms and using the platform from the European Union, you expressly consent to the transfer of your personal data to Mexico and to the processors listed in the Privacy Notice, such transfer additionally being necessary for the performance of this agreement with you.
8.5 The platform uses no advertising trackers or third-party analytics tools; it employs only strictly necessary functional cookies.
SECTION 9 — ELIGIBILITY
9.1 To create a Presence and accept these Terms you must be over 18 years of age and have full legal capacity. By accepting, you declare under oath that you meet this requirement.
9.2 The platform is not directed at minors. If we detect a minor's account, it will be suspended and its data handled per the Privacy Notice.
SECTION 10 — CONDUCT, SUSPENSION AND TERMINATION
10.1 You undertake to use the platform in good faith, in accordance with these Terms, the internal rules of the community you belong to and applicable law, and not to manipulate, falsify or attempt to alter the platform's records.
10.2 The Foundation and community operators may suspend or terminate accounts for breach of these Terms, for payment-processor risk flags, for security lockouts or by order of a competent authority.
10.3 Upon termination or exit, the tokens and points associated with your Presence remain internal units of record with no right whatsoever to payment, conversion or restitution, consistent with Sections 3 and 4.
10.4 You may stop using the platform at any time and request deletion of your data per the Privacy Notice; this does not affect the irrevocable character of donations already made.
SECTION 11 — LIABILITY AND INDEMNITY
11.1 The platform is provided "as is" and "as available", without warranty of continuity, availability or absence of errors, to the maximum extent permitted by applicable law.
11.2 To the maximum extent permitted by law, the Foundation's total liability towards a user is limited and excluded with respect to: acts or omissions of communities and their operators; third-party services (payment processors, email providers, storage and artificial-intelligence models); loss of expected token value, tokens having by definition no guaranteed value; and acts of God or force majeure.
11.3 Nothing in these Terms excludes liabilities that applicable law does not permit to be excluded, including those granted to you by the mandatory consumer-protection rules of your country of residence.
11.4 You agree to hold the Foundation, its custodians and operators harmless against third-party claims arising from your use of the platform in breach of these Terms.
SECTION 12 — INTELLECTUAL PROPERTY AND CONTENT
12.1 Cocentrica's names, marks, logos and software belong to the Foundation or its licensors. These Terms transfer no intellectual property to you.
12.2 For content you upload (photographs, images, texts), you retain ownership and grant the Foundation and the corresponding community a non-exclusive, free, worldwide license to store, display and use it within the platform for the documentation and transparency purposes for which it was uploaded.
12.3 You declare that you hold the necessary rights and consents over the content you upload, including those of persons appearing in photographs.
SECTION 13 — ARTIFICIAL INTELLIGENCE FEATURES
13.1 The platform includes artificial-intelligence assistants. The content of your conversations with the assistants is processed through external large-language-model providers, per the Privacy Notice.
13.2 Do not enter sensitive personal data, secrets or third-party information without authorization into the assistants.
13.3 Assistant responses are generated automatically, may contain errors and constitute no legal, tax or financial advice. Actions an assistant proposes on the platform require your express approval.
SECTION 14 — GOVERNING LAW AND DISPUTES
14.1 These Terms are governed by the laws of the United Mexican States. For their interpretation and performance, the parties submit to the competent courts of the Foundation's domicile in Mexico, waiving any other forum to which they might be entitled.
14.2 Notwithstanding clause 14.1, if you reside in the European Union or another jurisdiction whose mandatory consumer-protection rules grant you non-waivable rights or a forum of your own, the choice of Mexican law and forum does not deprive you of those rights or of the protection of those rules, nor does it prevent you from resorting to the courts those rules reserve for you.
14.3 Right of withdrawal (European Union). Donations are not consumer transactions and fall outside the withdrawal regime. If, as a consumer residing in the EU, you make a purchase proper through the platform, you enjoy the 14-day withdrawal period that European law grants you; for digital content or services performed immediately, by requesting immediate performance you consent to the loss of the withdrawal right under the terms of that law.
14.4 The parties will endeavor to resolve any dispute first through good-faith dialogue via the platform's governance mechanisms, without limiting the right to resort to the courts under this Section.
SECTION 15 — VERSIONS AND CHANGES
15.1 Each version of these Terms is identified by a version number and the SHA-256 hash of its full text. The Spanish version is the only legally binding one; translations are courtesy.
15.2 The Foundation may publish new versions. Material changes require your renewed express acceptance under clause 1.2 before continuing to use the platform; non-material changes (typographical corrections, clarifications) are published with notice on the platform.
15.3 The version history, with its hashes, is verifiably recorded. The recorded acceptance of a version attests to the exact text in force at the moment of acceptance.
15.4 Should any clause of these Terms be declared invalid, the remaining clauses retain full validity, and the invalid clause shall be replaced by the valid provision that most closely approximates its purpose.